Free tool
Not sure how much to save?
Use the emergency fund calculator to find your number in seconds, then see the milestones that get you there.
Free guide
Open a high-yield savings account in 10 minutes.
Your emergency fund deserves better than a regular account earning almost nothing. This step-by-step guide walks you through opening a SoFi high-yield savings account, start to finish.
- Six simple steps, with nothing skipped
- How to unlock the top rate
- A way to give every dollar a job
Ready for your money to work harder?
Grab the free guide.
What's inside
Ten minutes today, and your money starts working.
A high-yield savings account pays many times more than a regular one for the exact same money. It's the right home for your emergency fund: safe, growing, and easy to reach the moment you need it.
Open the account
Tap the link, enter your basics, and verify your identity. It's a soft check, so it won't touch your credit score.
Make your first deposit
Link your current bank and move money in, so it starts earning right away.
Turn on the top rate
The simple switch that unlocks the highest rate, and what happens if you skip it.
Name your Vaults
Give every goal its own bucket, so you can finally see exactly what your money is for.